Add income or expense records with category, title, date, note, optional location, contact, and receipt image.
Local personal finance
Casual Ledger
Casual Ledger helps people record income and expenses, review recent bills, understand cash flow, and track savings goals on their own device.
- Track monthly balance, income, and expense records in one clean home screen.
- Attach notes, locations, contacts, and receipts only when they help the record.
- Keep the product focused on personal budgeting, not loans or financial advice.
What the app does
A clear ledger for daily money decisions.
Casual Ledger is focused on everyday records and personal planning. It does not provide loans, credit checks, investments, bank connections, or money transfers.
Open the Home tab to scan the latest records and monthly totals without connecting a bank account.
Use weekly, monthly, and yearly insights to compare income, expenses, net balance, and category trends.
Create targets, track current saved amount, view progress, and record deposits toward each goal.
English Home sample
Home screen with 10 simulated records.
This sample mirrors the app prototype: monthly overview cards and a recent bills list with type, category, amount, date, optional place, contact, and receipt status.
Recent records
The latest 10 bills displayed in English.
| Type | Title | Category | Amount | Date | Place | Contact | Receipt |
|---|---|---|---|---|---|---|---|
| Income | Salary Payment | Salary | +R18,400.00 | May 20, 09:12 | Payroll | HR Office | None |
| Expense | Grocery Run | Shopping | -R642.80 | May 20, 18:45 | Cape Town | None | Attached |
| Expense | Taxi to Office | Transport | -R96.00 | May 19, 08:10 | Johannesburg | Sipho M. | None |
| Expense | Lunch with Team | Food | -R185.50 | May 18, 13:05 | Rosebank | Team | Attached |
| Income | Freelance Design | Part-time | +R2,300.00 | May 17, 16:30 | Remote | Client A | None |
| Expense | Electricity Top-up | Utilities | -R520.00 | May 16, 19:22 | Home | None | Attached |
| Expense | Pharmacy Visit | Medical | -R214.00 | May 15, 10:18 | Durban | None | Attached |
| Expense | Online Course | Education | -R799.00 | May 14, 21:04 | Online | Course Platform | None |
| Income | Gift from Family | Gift | +R1,000.00 | May 13, 12:00 | Pretoria | Family | None |
| Expense | Movie Night | Entertainment | -R310.00 | May 12, 20:20 | Sandton | None | Attached |
English Savings sample
Savings goals page.
Each goal shows the target amount, current saved amount, target date, progress, and suggested monthly saving amount. Goals are planning records only and do not promise returns.
Goal61%
Emergency Fund
- Saved
- R18,200
- Target
- R30,000
- Target date
- Dec 31, 2026
- Monthly plan
- R1,967
Goal38%
New Laptop
- Saved
- R7,500
- Target
- R20,000
- Target date
- Oct 15, 2026
- Monthly plan
- R3,125
Goal76%
Travel Fund
- Saved
- R11,400
- Target
- R15,000
- Target date
- Sep 30, 2026
- Monthly plan
- R1,200
Goal100%
Short-Term Buffer
- Saved
- R5,000
- Target
- R5,000
- Target date
- Completed
- Monthly plan
- Done
Local-first privacy
Built for simple records, not financial products.
Casual Ledger keeps the product boundary clear so users can manage bills and savings targets without lending, credit, investment, or banking functions.
Optional permissions
- Camera and photos are used only when the user attaches a receipt.
- Location is used only when the user adds a place to a record.
- Contacts are used only when the user links a contact to a record.
Account and data controls
Users can request account deletion through the dedicated deletion page. Local-only bill records remain on the current device unless the user clears app data or deletes them inside the app.
Open account deletion page